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Kaspersky identifies new banking malware targeting mobile users

Kaspersky has discovered a new banking malware that targets mobile users worldwide.

When monitoring a Windows campaign from Guildma banking malware, Kaspersky researchers found URLs distributing not only a malicious .ZIP file for Windows, but also a malicious file that appeared to be a downloader to install Ghimob - a new banking Trojan.

Upon infiltrating Accessibility Mode, Ghimob can gain persistence and disable manual uninstallation, capture data, manipulate screen content and provide full remote control to the actors behind it, Kaspersky states.

According to experts, the developers of this very typical mobile Remote Access Trojan (RAT) are heavily focused on users in Brazil but have big plans to expand across the globe. The campaign is still currently active.

Guildma is a threat actor part of the infamous Ttrade series, known for its scalable malicious activities both in Latin America and other parts of the world.

The new creation - the Ghimob banking Trojan - tricks victims into installing the malicious file through an email which suggests that the person receiving it has some kind of debt.

The email also includes a link for the victim to click on so they can find out more information.

Once the RAT is installed, the malware sends a message about the successful infection to its server. The message includes the phone model, whether it has lock screen security and a list of all installed apps that the malware can target.

In total, Ghimob can spy on 153 mobile apps, mainly from banks, fintech companies, cryptocurrencies, and exchanges.

When it comes to functions, Ghimob is a spy in the victim’s pocket, Kaspersky states. Developers can remotely access the infected device, completing fraud using the owner’s smartphone in order to avoid machine identification and security measures implemented by financial institutions and all of their anti-fraud behavioral systems.

Even if the user uses a lock screen pattern, Ghimob is able to record it and replay it to unlock the device.

When the developers are ready to perform a fraudulent transaction, they can insert a black or black screen overlay or open some websites in full screen.

Then, while the user looks at that screen, the developers perform the fraudulent transaction in the background, using the already opened or logged-in financial app running on the device.

Kaspersky statistics show that apart from Brazil, Ghimob targets are located in Paraguay, Peru, Portugal, Germany, Angola and Mozambique.

Kaspersky security expert Fabio Assolini says, “Latin American cybercriminals’ desire for a mobile banking Trojan with a worldwide reach has a long history.

"We have already seen Basbanke, then BRata, but both were heavily focused on the Brazilian market. In fact, Ghimob is the first Brazilian mobile banking Trojan ready for international expansion.

"We believe this new campaign could be related to the Guildma threat actor, responsible for a well-known Brazilian banking Trojan, due to several reasons, but mainly because they share the same infrastructure."

To stay safe from RAT and banking threats, Kaspersky recommends to provide SOC teams with threat intelligence, educate customers on possible tricks and implement an anti-fraud solution.

Assolini adds, "We recommend that financial institutions watch these threats closely, while improving their authentication processes, boosting anti-fraud technology and threat intelligence data, and trying to understand and mitigate all risks of this new mobile RAT family.”