Cash flow stories
Shoppers at selected Australian retailers can now split eligible purchases into four interest-free payments through PayPal's first in-store Pay in 4 rollout.
Many Australian retailers will borrow or defer payments to fund Black Friday stock and staff as AI shopping tools loom over sales.
Most Australian SMEs expect fuel and utility bills to squeeze margins over the next year, while 73% see the economy weakening.
Real-time checks on deposits, overdrafts and even buy now, pay later debts can mean quicker approvals or a loan rejection for owners.
Small firms can face annual borrowing costs of about 73 per cent on a $50,000 loan when a factor rate is misunderstood.
Third-party platforms will keep card payments open for tax bills, despite the ATO's planned ban on direct credit card acceptance from July 2027.
Strong demand for network security and AI-related tools drove revenue to USD $2.08 billion, prompting a higher full-year forecast.
Eligible Australian SMEs can now access unsecured funding of up to AUD $1 million as demand for faster, larger loans grows.
Small retailers face thinner margins unless card fees fall through to merchant plans, with borrowing power also likely to weaken later.
More than 13,000 customers can now use the new tools to analyse data and trigger actions in NetSuite while keeping permissions unchanged.
Eligible merchants in seven countries will get decisions within hours and funding within 48 hours through their existing Planet software.
New Zealand's sole traders are set to get a dedicated app as rising accounting software prices push demand for cheaper admin tools.
Local businesses may have to wait for broader access, as NetSuite's AI features are already live in North American NetSuite Next environments.
Cash flow gaps are forcing many owners to dip into personal finances, with 42% using savings and 57% holding at least USD $1,000 in limbo.
UK small firms can now access HP kit on monthly terms, easing upfront costs as the company targets a cash-strapped business market.
Agriculture and high street firms dragged on UK small business growth as sales rose just 4.0% in the September quarter, below normal levels.
Higher oil prices helped lift Canadian small business sales 2.0% in the September quarter, though growth remained below historical norms.
Higher sales helped New Zealand small businesses lift hiring 2.5% in the September quarter, though payment times also lengthened.
Cross-border payments could become routine faster, but only if AI can explain flagged transactions to customers, auditors and regulators.
Trust and oversight are now the biggest hurdles for wider Open Banking use, even as 94% of UK businesses say they may trial it soon.